from eHow

Staying out of debt requires eliminating frivolous spending, like shopping for wants instead of needs and formulating a budget. Remain debt free by resisting spending urges and using coupons with tips from a certified public accountant and credit counselor in this free video on debt management.

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from eHow

Handling creditors when unable to pay bills is done by contacting them and letting them know what can be paid and when. Keep creditors from calling with constant communication with insight from a certified public accountant and credit counselor in this free video on debt management.

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