from Jethro Chow does the book say to reduce debt? whats the 2 magic words he says to use with the credit companies to eliminate debt in 24 hours?

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from Roy Thomsitt
Personal debt is not only a very common problem in Western countries; it is a very difficult problem to prevent, or overcome, at an individual level. It is, indeed, very personal. For that reason, many people may want to keep quiet about it, and maybe not even tell close family that there is, [...]

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