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5 Comments Received

Emily
March 14th, 2009 @7:45 pm  

You have many options for getting rid of your debt:

1. Getting a job and use the money to pay off your debt.
2. Cutting out all entertainment and other unneeded expenses (ramen noodles don’t cost a lot to eat unlike a lot of other foods) and putting it toward your debt.
3. Convince some poor sap to pay it off for you

I suggest numbers 1 or 2

davepaul81
March 18th, 2009 @1:16 am  

do a few surveys on suveyvault.co.uk

rockjock_2000
March 21st, 2009 @1:23 am  

As Dave Ramsey would say: “What you have in an income problem!” Go find a job, even if it’s something at a lower pay rate than your last job so that you get some money coming in. When you aren’t working, go look for a better job which would solve your income to debt ratio problem.

If you have credit cards that you owe on, let them hang for a while. You just don’t have the money to pay them. For the medical bills, set up an appointment with the billing administrator at the medical offices you owe money to. Thank them for their exceptional services and be honest with them. Let them know about your situation and let them know that you are looking for a job, and that you really want to pay them back but are unable to pay them at the moment. Let the administrator know that, as soon as you find a job, you will be in contact with them so that you can start paying the debt when you start getting paid. Who knows? If you have insurance and the insurance has already paid most of the bill, the administrator may find a way to forgive the debt altogether, or reduce the amount owed, based on your circumstances. But you need to be extremely kind, grateful, and financially transparent with the billing administrator.

Caroline
March 23rd, 2009 @11:52 pm  

Well you should go and talk to a professional such as a bank and get tips on how to lose it or buy assets, but in the mean while just get a job and use some of the money to pay it off and use the rest for personal items

wolfman
March 26th, 2009 @4:42 am  

Call up your creditors and explain your situation to them. They will work out a payment plan with you. Hard to do this without a job tho. Best solution is to get a job asap and then work something out with your creditors.

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