from MyHappySock
The FTC enforces the Fair Credit Reporting Act (FCRA), which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit report, at your request, once a year.
Don’t believe that you have to pay someone for this information. Read about it from the FTC’s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm
Get your credit reports, free of charge, once every 12 months, here: http://www.annualcreditreport.com
Pass this information on to your friends. It’s good to learn about your credit history and be familiar with what is reported to these agencies.
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24 Comments Received
March 5th, 2009 @7:25 pm
… wow. I don’t even believe this. I told my brother not to use my account… He can’t even spell “waste”. Sorry to all those offended…
March 8th, 2009 @10:38 pm
Good effort in trying to warn people. Those who don’t get it are either teens, adults who still have the mind of a child or people who have a vested interest in the evil world of credit. If you can’t afford to pay cash for something, you don’t deserve to own it! Go to daveramsey tod moc for the best possible advice you can get on this subject.
March 11th, 2009 @2:46 pm
I think the less TV you watch, the smarter you become.
March 14th, 2009 @12:35 pm
my bad,
I did not know this was also a commercial. I prostrate myself before you and beg forgiveness.
March 15th, 2009 @5:46 pm
these r good commercials. leave it alone!
March 19th, 2009 @10:35 am
rIGHT ON!!!
March 21st, 2009 @7:56 am
i juss wasted 3 minutes of my lyyfe
March 22nd, 2009 @6:37 pm
How can we not watch it when it’s on almost every single cable station every 5 minutes? I’m constantly turning the station to avoid the commerical every time it comes on but I can’t seem to get away from it. I’ve actually watched less TV due to this annoying commerical just to avoid it.
March 24th, 2009 @1:10 pm
No, he said try out the annualcreditreport site which really is free, unlike the “other one”.
March 27th, 2009 @1:56 am
First you said don’t go to the site …But then you said try it out cause it’s a neat site…..No wonder there was crickets in the background….This was good for nothing….Thanks
March 29th, 2009 @8:09 am
Hi,
Have not tried yet, but for the people busting your balls. IF YOU DON’T LIKE THE VIDEO DON’T WATCH! And if you don’t like it move on, it is not like he is scamming anyone, just trying to help. It amazes me how many adults, function socially on a middle school level, and we wonder why our society is going to hell in a hand basket. HappySack, even if some of the facts turn out to be different, thanks for trying to help. You show a lot of class by taking the high road answering these kids.
March 29th, 2009 @10:44 pm
Not at all.
March 31st, 2009 @7:32 pm
are you kidding?
April 3rd, 2009 @9:28 pm
Read the video description for s summary of the video.
April 4th, 2009 @3:23 pm
ok whats the point of this vid im just wondering it was really dumb
April 7th, 2009 @1:47 am
Mother doesn’t like anyone I bring home. It’s probably time for me to move out I think.
April 10th, 2009 @1:26 am
You don’t date much, do you?
I didn’t think so.
April 10th, 2009 @9:43 am
Don’t blame me, I didn’t force you to watch.
April 10th, 2009 @10:49 am
wow that was a waist of3:26 min. of my life
April 13th, 2009 @11:26 am
who cares about tht crap!!!!
u bore me go do something funny not talk about credit!!!!
April 15th, 2009 @6:25 pm
For a 16 year old, indeed, it would be.
April 17th, 2009 @10:26 pm
this is retarted and boring by the way
April 18th, 2009 @4:35 pm
It’s extortion,if my credit was “wack” because of someone else doing some thing underhanded, how is it not the fault of these agencies? what else do they have to do?,what there purpose?, and for not doing their job I should opt to pay them more… for being incompitent,It’s not like they’re the government. I froze my credit,
fuck the lenders,shisters. I work, save and by with cash.
April 19th, 2009 @7:12 am
Where is your Beard?
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